Loan Products

Home Loan Lowest Rate of Interest in India

We are associated with leading banks and NBFC which are offering lowest rate of Interest in India. We offer home loan from but not limited to HDFC, SBI, Axis Bank & ICICI Bank. Interest rates on home loan can be low which depends on aspects like total amount of loan applied for, your profession, maximum period of repayment etc.
We request you to get in touch with us to check current lowest home loan rate of interest offers from leading banks in 2016.

Home Loan Comparison

You can check with us to see offer made by leading banks & NBFCs for lowest rate of interest for home loan comparison. Almost all banks are offering floating rate of interest on home loan and only few are offering fixed rate of interest on home loan.

Common thing is all banks charges interest on reducing balance. It means interest is charged on principal outstanding amount of today out of monthly EMI paid. You can get in touch with us to get quotes for lowest home loan rate of interest for complete home loan comparison. You can take assistance of our advance home loan EMI calculator to see EMI and repayment schedule.

Quick Home Loan Approval in Delhi, Gurgaon, Noida, Faridabad & Ghaziabad

We are home loan specialist. We facilitate quick approval for home loan. If you have finalized home, we can get you loan disbursement on availability of all loan documents. In case you are searching for home and want to take pre approval of home loan, we can get you quick home loan approval in 1 week subjected to your eligibility and availability of necessary documents. You can apply online to provides us with your home loan requirement.

We are local, experienced, professional partner for your home loan requirement. We provides quick service for home loan in Delhi / NCR (Delhi, Gurgaon, Noida, Faridabad, Ghaziabad) or any where else in India. We provides reliable home loan service to NRIs & PIOs any where in world when they choose to buy a property in India.

If you want to know more about our services Or simply call us at + 91-9811826022

Home Loan is available for

  • Home Loan is available for following purposes

  • Purchase of flat and house.

  • Construction of house.

  • Purchase of plot of land for construction of a house.

  • Repaying a loan already taken from other Home Loan Company / Bank.

  • Repayment period up to 30 years (floating rate option).

  • Refinance of recently purchase home through Home loan

  • Home loan for all these purpose is available for resident Indian’s, NRI & PIO

  • The most important factors in home purchase loan are Loan to Value (LTV) ratio and income eligibility. LTV ratio (expressed in percentage) is the ratio of the required loan amount to the market value of the property being purchased Which is maximum 80% of market value. The other important factor i.e. income eligibility decides how much loan can be extended to you on the basis of your income.

    You can get home loan based on your salary income, business income or income from rental or any existing property. We can also coordinate a home loan for you if you do not have income proof and if you wish to buy a home in unapproved area, Lal Doora . Tax benefit on home loan is available from any bank or NBFC as they all are operating under common regulator.

    Benefit of Home loan from Joy loan

  • Wide bank’s and NBFC tie up for home loan. Wide range of product to choose from many bank’s home loan bouquet.

  • Guidance through out the process making home buying hassle free and loan process simpler.

  • Doorstep service at your comfort.

  • Simplified documentation for home loan.

  • Home loan approval without having selected a home (Pre Approval).

  • Flexible repayment options.

  • Insurance options for your home loan at attractive premium.

  • No hidden costs or administrative charges

  • No prepayment penalties on home loan. Reduce your interest burden and optimally utilize your surplus funds by prepaying the loan.

  • Pease call out Home Loan helpline to know how we can help you get quick home loan at lowest rate of interest + 91-9811826022

    Documents Required

  • ID proof (PAN Card, Driver's license, Voter ID, Passport, Aadhar)
  • Address proof (Electricity bill, Telephone bill, Ration card, Bank statement, Credit card statement)
  • Passport Size Photo
  • 3 month's Salary slips
  • 3 month's Bank statement
  • Last 2 years form 16 with ITR
  • Sale Agreement
  • Property documents
  • Receipt of Booking/Advance payment (If any)